LifeSmarts

Personal Finance • Health and Safety • Environment • Technology • Consumer Rights and Responsibilities

Welcome to the State of Hawaii LifeSmarts Competition 

LifeSmarts, the Ultimate Consumer Challenge, is a FREE consumer education competition open to teens in grades 6-12. The competition tests students on their knowledge of 

• Personal Finance 
• Health and Safety
• Environment
• Technology
• Consumer Rights and Responsibilities 

Take a practice quiz and see if you’re ready for the ultimate consumer challenge. Gather your friends and form a team. Each team needs an adult sponsor or coach. 

Schools may enter more than one coach, coaches may enter more than one team, but only one team from each school or organization may qualify for the state competition. So hurry and get your team signed up. 

High School Competition (grades 9-12) Online Competition

• September 10, 2012 to December 7, 2012 (11 pm EST) 

Scores will be tabulated and the highest scoring teams will be invited to the State Competition, which will be held in Honolulu on February 10, 2013. The winning team at the State Competition will represent Hawaii at the National Competition in Atlanta, Georgia from April 20-23, 2013. 

Middle School Competition (grades 6-8) Online Competition Only

• September 10, 2012 to February 2013 

Students in grades 6-8 will compete only online. National winners will be announced online after the competition closes. 

LifeSmarts is run by the National Consumers League and brought to you by the Department of Commerce and Consumer Affairs in partnership with the Hawaii Credit Union League. 

Call the LifeSmarts State Coordinator, Jackie Choy at 586-2760 for more information or for your free Coach’s Guide. 

Good Luck as you take the 

Ultimate Consumer Challenge

Partners