Motor Vehicle Premium Comparison

The Insurance Division of the Hawaii Department of Commerce and Consumer Affairs provides information on licensed insurance companies transacting private passenger motor vehicle insurance in Hawaii as a part of a continuing effort to assist and educate consumers. Having motor vehicle insurance is essential to owning a motor vehicle in Hawaii.

The following are lists of automobile insurance premiums of the major licensed insurers transacting business on the respective islands. The premiums are based upon the following minimum coverages:

$20,000/40,000 Bodily Injury Liability
$10,000 Property Damage Liability
$10,000 Personal Injury Protection
$20,000/40,000 Uninsured Motorist (optional)
$20,000/40,000 Underinsured Motorist (optional)

"Clean Risk" means a driver with a clear driving record (no accidents and no traffic convictions). Usage: Pleasure

The Customer Complaint Ratio is a list of complaint ratios which are based on the number of written complaints received by the Insurance Division from January 1 to December 31 for the major insurance companies that write more than 95% of the private passenger automobile insurance market. These numbers do not reflect any determination on the part of the Insurance Division as to whether a particular complaint may have been justified or not.

CLICK ON THE ISLAND YOU RESIDE ON TO LOOK AT THE APPROPRIATE MOTOR VEHICLE PREMIUM COMPARISON/CUSTOMER COMPLAINT RATIOS:


• All Islands - Motor Vehicle Premium Comparison
• Hawaii Major Insurers Comparison/Customer Complaint Ratios
• Kauai Major Insurers Comparison/Customer Complaint Ratios
• Maui Major Insurers Comparison/Customer Complaint Ratios
• Oahu Major Insurers Comparison/Customer Complaint Ratios
• Prior Publications-All Islands Premium Comparison/Consumer Complaint Ratios