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Health Insurance FAQs

Find answers to some of the most asked questions about health insurance. Read more.
 

Hawaii Benchmark Benefits Under the PPACA

The Benchmark Benefits establishes a minimum level of benefits all Hawaii health plans sold to individuals and small employer groups must contain starting on January 1, 2014.  The list of Essential Health Benefits is:  

1) Ambulatory patient services

2) Emergency services

3) Hospitalization

4) Maternity and newborn care

5) Mental health and substance use disorder services, including behavioral health treatment

6) Prescription drugs

7) Rehabilitative and habilitative services and devices

8) Laboratory services

9) Preventive and wellness services and chronic disease management

10) Pediatric services, including oral and vision care.

PDF Benchmark Benefits Package

 

Consumer Alerts:

We have received inquiries about plans that look and sound like insurance, but are NOT insurance. Read more.

File A Complaint:

If you have a problem with a health insurer or company you can file a complaint with the Insurance Division. Click here.

External Review of Health Plan Disputes:

Members of health plans issued by private health insurance companies may request an external review of certain coverage denials. Read more. 

Licensed Group Health Plans:

Find a list of insurers to sell employer group health insurance in Hawaii. Look at the list.
 

Medicare Supplement Listing of Insurers:

See which companies are licensed to do business in Hawaii for Medicare supplemental insurance. See List

Helpful Information About Insurance:

Here is a list of terms and comparisons that help explain health insurance.

Health Care Reform:

You have heard about changes to health care but want to know more specifics. Find them here.

Small Business Tax Credit:

Did you know the Affordable Care Act can save your small business money? Learn more.

LINKS:

Hawaii Health Insurance Rate Reviews This link will take you to the federal page where Hawaii health rates above 10% are posted.
 
If you have questions or want to comment to any of the rates you see in the Health Insurance Rate review, email us at insurance@dcca.hawaii.gov.
 
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