What happens if I don't complete my continuing education requirements?

Pursuant to the Hawaii Revised Statutes §431:9A-124(2d): "A licensee's failure to satisfy all of the continuing education requirements one month prior to the renewal date shall result in that licensee's license being automatically placed on an inactive status. To reactivate a license, the licensee shall submit proof to the insurance division that the requisite number of credit hours have been completed and the licensee shall pay any required fees and penalties."