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Homebuyer Education and Case Management Levels I & II

Level I – Basic Case Management Level I case management is designed for clients who are not in serious financial disrepair and can follow their own financial action plan with the guidance of a HOAP counselor. These clients could also be categorized as "mortgage ready" in 6 to 12 months. This service helps clients better understand their financial situation through the development of an action plan that includes a budget, steps to improve credit scores, reduce debt, and increase income and savings. This level of counseling requires minimal follow-up by the counselor. Level II – Intensive Case Management Level II case management is designed for clients who need 12 to 24 months to repair credit, pay off debt, save money, and increase their income to maximize their mortgage loan qualification. Services include all those included in Level I case management regimen but requires the counselor to follow-up over a longer period of time.

Service Providers

	Hale Huakai Contact: Helen N. Wai P.O. Box 353 Honolulu, HI 96809 Phone: 808-479-2330 E-mail: itsyourmoney@hawaii.rr.com Contact Hale Huakai

	Hawaiian Community Assets Contact: Noelle Kai Desaki 1050 Queen Street, Suite 201 Honolulu, HI 96814 Phone: 808.587.7886 Toll-Free: 866.400.1116 Fax: 808.587.7899 E-mail: info@hawaiiancommunity.net Website: www.hawaiiancommunity.net Contact Hawaiian Community Assets Hawaii County Office Contact: Kelly Lincoln 260 Kamehameha Highway #212, Hilo, HI 96720 808-934-0801 Maui County Office Contact: Pono Filimoeatu 655 Kaumualii Street, Suite 3, (P.O. Box 38006), Wailuku, HI 96793 808-760-5100 Kauai County Office Contact: Desiree Vea 4523 Ioane Street, Anahola, HI 96703 808-632-2070

	Nanakuli Housing Corporation Contact: Marlene Among P.O. Box 17489 Honolulu, HI 96817 Phone: 808-842-0770 Toll Free: 877-668-2077 Fax: 808-842-0780 E-mail: MarleneAmong@hawaiiantel.net Website: www.baseyard.com Contact Nanakuli Housing Corporation