Appendix I

                          QUESTIONNAIRE

     Organization Name:  
                         

     Address:      
                   
                   

     Person Completing Form:  ___________________________________
     Title:  ____________________________________________________
     Telephone:  ________________________________________________


1.   Do you provide general liability insurance to any nonprofit
     entities in Hawaii?   Yes     No

     If, so, please fill out the remainder of this questionnaire.
     If not, why not?   (Please explain)




2.   To the best of your knowledge, how many Hawaii nonprofit
     entities do you insure?


3.   What percentage of your business in Hawaii does this figure
     represent?


4.   In the past 12 months, what was the dollar amount of earned
     premiums for nonprofit entities in Hawaii?


5.   In the past 24 months, how many claims by Hawaii non-profit
     entities have been incurred?


     Representing how much in claims in Hawaii?      %


6.   In the past 24 months, have you had to increase rates for
     property-casualty coverage for non-profits in Hawaii?   Yes
     No

     If so, by how much?        %

     If so, what were your reasons?  (Please check all that
     apply)

              (  )  Unavailability of reinsurance
              (  )  Increase in cost of reinsurance
              (  )  Increase of perceived risk
              (  )  To provide more coverage
              (  )  Other (please specify)




7.   During the past 24 months, have you refused to renew a
     policy that was in force to any non-profit entity in Hawaii?
     Yes     No

     If so, how many?

     If so, what were your reasons?  (Please check all that
     apply) 

              (  )  Cancellation of reinsurance
              (  )  Increase in cost of reinsurance
              (  )  Increase of perceived risk
              (  )  Don't insure in this line anymore
              (  )  Other (please specify)




8.   Has your reinsurer limited the kinds of coverage you can
     offer to Hawaii non-profit entities?   Yes     No

     If so, please explain.




9.   Has your reinsurer limited the amount of coverage you can
     offer to Hawaii non-profit entities?   Yes     No

     If so, please explain.




10.  During the past 24 months, have you experienced an increase
     in the amount you must pay for reinsurance for Hawaii non-
     profit entities?   Yes     No

     If so, by what percentage?       %

     If so, how did you deal with the higher reinsurance cost?
     (Please check all that apply)

              (  )  Dropped unpredictable lines of coverage
              (  )  Dropped frequent claimants
              (  )  Raised premiums
              (  )  Lowered coverage limits
              (  )  Raised deductibles
              (  )  Cut back staff
              (  )  Other (please specify)




11.  If large numbers of Hawaii non-profit entities formed a risk
     purchasing group, assuming all other factors remained the
     same:
     (a)  Would you expect premiums to:

              (  )  Go up   (  )  Stay the same   (  )  Go down
              (  )  Don't know

     (b)  Would you expect reinsurance rates to:

              (  )  Go up   (  )  Stay the same   (  )  Go down
              (  )  Don't know


12.  Please add any comments or additional information that you
     think would be helpful to this study.
 

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